Jones DesLauriers Insurance Management Inc. supports our industry's Code of Consumer Rights and Responsibilities, including transparency regarding compensation for our services.

To this end, below you will find a list of the Insurers currently accessed by Jones DesLauriers Insurance Management Inc. as well as the standard commission rates included by these companies within their premiums. These commission percentages are paid annually for both new business and renewals. Please remember also that not all Insurers will write all classes of coverage.

Insurer	Commercial	Insurer	Commercial
ACE INA Insurance	5 - 15	Gore Mutual *	10 - 20
Affiliated FM Insurance Co	10 - 15	Grain Insurance	10 - 20
AIG	5 - 15	Great American*	10 - 20
AIM Underwriting	10 – 15	Guarantee Co of N. A. *	12 - 20
Allianz Insurance Company	10 - 15	Guarantee Co. - Surety	20 - 30
A M Fredericks Underwriting	10 - 12.5	ING Insurance	10 - 20
American Home Assurance Co	10 - 20	ING Novex	10 - 20
Atlantic Marine Underwriters	10 - 15	ING Wellington - Surety	20 - 30
Aviva Canada *	7.5 - 20	Kingsway General Insurance	10 - 18
Aviva Canada - Surety	20 - 25	K & K Insurance	5 – 15
Axa Insurance Inc.*	10 - 20	Knox Vicars	5 – 15
Axa Insurance - Surety	20 - 27.5	Liberty International	0 - 15
British Aviation Insurance	10	Lombard Canada*	5 - 20
Boiler Inspection & Insurance	15 - 20	Markel Insurance	10
Central Underwriters Inc.	10 - 15	Media/Professional Ins.	12.5
Chubb Insurance*	0 - 20	Old Republic	5 – 12.5
Chubb Insurance - Surety	20 - 30	Pal Insurance	0 – 20
Citadel Assurance*	10 - 20	Pilot Insurance Company*	7- 20
CNA Insurance*	10 - 20	Premier Marine Insurance	10 - 15
Commerce & Industry	10 - 15	Royal-Sun Alliance Insurance*	10 - 20
Commonwealth Insurance*	10 - 15	Scottish & York Insurance Co.	12.5 - 20
Creechurch International	10 – 15	St Paul Guarantee	10 - 20
Dominion of Canada *	10 - 20	St Paul Guarantee - Surety	20 - 25
Dominion of Canada - Surety	25	St Paul Fire & Marine	12.5 - 20
Eagle Underwriting Group Inc.	15	St Paul Travelers*	10 - 20
Ecclesiastical Insurance	10 - 20	South Western Group	0 - 15
Economical Mutual Insurance*	10 - 20	Sovereign General	10 - 20
Employers Reinsurance Corp.	10 - 20	Totten Group	10 - 12.5
Encon Insurance *	5 - 15	Wawanesa Insurance Co*	12.5 - 20
Elliott Special Risks Ltd	10 - 15	Western General	12.5 - 20
Facility Association	10	Wholesale Insurance Group	5 - 15
First Media Insurance Agency	12	XL Global Risk	0 - 10
Frank Cowan Co Ltd	5 - 15	York Fire & Casualty	10 - 20
Genmark Insurance Services	10 - 12.5	Zurich Insurance*	10 - 20
GCAN Insurance Company*	10 - 20

* Indicates Insurers with whom Jones DesLauriers Insurance Management Inc. has a contingent profit commission agreement. These agreements offer a possibility of additional compensation, but only if certain minimum levels of profitability, loss ratio, growth and retention agreement, sometimes over several years, within an Insurer’s entire portfolio. Profit sharing is not guaranteed and is in no way a determining factor in the placement of an insurance policy. For more information on contingent profit agreements offered by Insurers, please refer to the websites of the specific insurance companies indicated. From time to time Jones DesLauriers Insurance Management Inc. will secure financing from our insurance companies to expand our business. At present we have loans with Dominion of Canada, Economical Insurance, ING Insurance and Axa Insurance. Axa Insurance is a minority non-voting shareholder in our brokerage.