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As professional insurance brokers, at Jones DesLauriers Insurance Management Inc., our role is to provide you with the best insurance value that combines coverage, service and price. We survey the available options for you, negotiate with Insurers, and provide expert advice regarding coverage and other alternatives, relative to your own specific needs. When any issue arises regarding your insurance coverage, we are your advocates, using our professional experience to best represent your individual interest.
Jones DesLauriers Insurance Management Inc. supports our industry's Code of Consumer Rights and Responsibilities, including transparency regarding compensation for our services.
To this end, below you will find a list of the Insurers currently accessed by Jones DesLauriers Insurance Management Inc. as well as the standard commission rates included by these companies within their premiums. These commission percentages are paid annually for both new business and renewals. Please remember also that not all Insurers will write all classes of coverage.
Insurer |
Commercial |
Insurer |
Commercial |
ACE INA Insurance |
5 - 15 |
Gore Mutual * |
10 - 20 |
Affiliated FM Insurance Co |
10 - 15 |
Grain Insurance |
10 - 20 |
AIG |
5 - 15 |
Great American* |
10 - 20 |
AIM Underwriting |
10 – 15 |
Guarantee Co of N. A. * |
12 - 20 |
Allianz Insurance Company |
10 - 15 |
Guarantee Co. - Surety |
20 - 30 |
A M Fredericks Underwriting |
10 - 12.5 |
ING Insurance |
10 - 20 |
American Home Assurance Co |
10 - 20 |
ING Novex |
10 - 20 |
Atlantic Marine Underwriters |
10 - 15 |
ING Wellington - Surety |
20 - 30 |
Aviva Canada * |
7.5 - 20 |
Kingsway General Insurance |
10 - 18 |
Aviva Canada - Surety |
20 - 25 |
K & K Insurance |
5 – 15 |
Axa Insurance Inc.* |
10 - 20 |
Knox Vicars |
5 – 15 |
Axa Insurance - Surety |
20 - 27.5 |
Liberty International |
0 - 15 |
British Aviation Insurance |
10 |
Lombard Canada* |
5 - 20 |
Boiler Inspection & Insurance |
15 - 20 |
Markel Insurance |
10 |
Central Underwriters Inc. |
10 - 15 |
Media/Professional Ins. |
12.5 |
Chubb Insurance* |
0 - 20 |
Old Republic |
5 – 12.5 |
Chubb Insurance - Surety |
20 - 30 |
Pal Insurance |
0 – 20 |
Citadel Assurance* |
10 - 20 |
Pilot Insurance Company* |
7- 20 |
CNA Insurance* |
10 - 20 |
Premier Marine Insurance |
10 - 15 |
Commerce & Industry |
10 - 15 |
Royal-Sun Alliance Insurance* |
10 - 20 |
Commonwealth Insurance* |
10 - 15 |
Scottish & York Insurance Co. |
12.5 - 20 |
Creechurch International |
10 – 15 |
St Paul Guarantee |
10 - 20 |
Dominion of Canada * |
10 - 20 |
St Paul Guarantee - Surety |
20 - 25 |
Dominion of Canada - Surety |
25 |
St Paul Fire & Marine |
12.5 - 20 |
Eagle Underwriting Group Inc. |
15 |
St Paul Travelers* |
10 - 20 |
Ecclesiastical Insurance |
10 - 20 |
South Western Group |
0 - 15 |
Economical Mutual Insurance* |
10 - 20 |
Sovereign General |
10 - 20 |
Employers Reinsurance Corp. |
10 - 20 |
Totten Group |
10 - 12.5 |
Encon Insurance * |
5 - 15 |
Wawanesa Insurance Co* |
12.5 - 20 |
Elliott Special Risks Ltd |
10 - 15 |
Western General |
12.5 - 20 |
Facility Association |
10 |
Wholesale Insurance Group |
5 - 15 |
First Media Insurance Agency |
12 |
XL Global Risk |
0 - 10 |
Frank Cowan Co Ltd |
5 - 15 |
York Fire & Casualty |
10 - 20 |
Genmark Insurance Services |
10 - 12.5 |
Zurich Insurance* |
10 - 20 |
GCAN Insurance Company* |
10 - 20 |
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* Indicates Insurers with whom Jones DesLauriers Insurance Management Inc. has a contingent profit commission agreement. These agreements offer a possibility of additional compensation, but only if certain minimum levels of profitability, loss ratio, growth and retention agreement, sometimes over several years, within an Insurer’s entire portfolio. Profit sharing is not guaranteed and is in no way a determining factor in the placement of an insurance policy. For more information on contingent profit agreements offered by Insurers, please refer to the websites of the specific insurance companies indicated. From time to time Jones DesLauriers Insurance Management Inc. will secure financing from our insurance companies to expand our business. At present we have loans with Dominion of Canada, Economical Insurance, ING Insurance and Axa Insurance. Axa Insurance is a minority non-voting shareholder in our brokerage.
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