Jones DesLauriers Insurance Management Inc. supports our industry's Code of Consumer Rights and Responsibilities, including transparency regarding compensation for our services.

To this end, below you will find a list of the Insurers currently accessed by Jones DesLauriers Insurance Management Inc. as well as the standard commission rates included by these companies within their premiums. These commission percentages are paid annually for both new business and renewals. Please remember also that not all Insurers will write all classes of coverage.

Insurer Commercial ACE INA Insurance 5-15 Affiliated FM 10-15 Chartis (formerly AIG) 5-15 AIM Underwriting Group 10-15 Allianz Insurance Company 10-15 AM Fredericks 10-12.5 Arch Insurance 10-20 AVIVA Insurance Company of Canada 7.5-20 AXA Insurance (Canada) 10-20 Boiler Inspection and Insurance 15-20 Canadian Aircraft Insurance Company 10-20 Canadian Industrial Risk Insurers 10-20 Central Underwriters 10-15 Cherokee Insurance 10-20 Chubb Insurance Company of Canada 0-20 CNA Canada 10-20 Coachman 10-20 Commonwealth Insurance Company 10-15 Creechurch International Underwriters 10-15 Dominion of Canada 10-20 Ecclesiastical Insuranceÿ 10-20 Economical Insurance Group 10-20 Elliot Special Risk 10-15 Encon Insuranceÿ 5-15 Farmer?s Mutual Insurance Company 10-20 FM Global (Chemical Operations) 0 (fee) GCAN Insurance Company 10-20 Global British Aviation 10-20 Gore Mutual Insurance Company 10-20

Insurer Commercial Grain & Insurance 10-20 Great American Insurance Group 10-20 Guarantee Co. of North America 12-20 Intact (formerly ING) 10-20 Kingsway General Insurance Co. 10-18 Liberty International Canada 0-15 Lloyds of London 10-20 Lombard Canada 5-20 Lumbermans Insurance 10-20 Markel Insurance 10 Media Professional Insurance 12.5 Old Republic Insurance Co. 5-12.5 Perth Insurance 10-20 Pilot Insurance 7-20 Polaris Captive 10-20 Royal & SunAlliance Insurance 10-20 Southwestern Insurance 0-15 Sovereign Insurance 10-20 Startek Insurance 10-20 Totten Group 10-12.5 Travelers Insurance 10-20 Trisura General Insurance 10-20 Wawanesa Insurance 12.5-20 Western Assurance 12.5-20 Western General Insurance 12.5-20 Wholesale Insurance Group 5-15 XL Insurance 0-10 York Fire and Casualty Insurance 10-20 Zurich Canada 10-20

* Indicates Insurers with whom Jones DesLauriers Insurance Management Inc. has a contingent profit commission agreement. These agreements offer a possibility of additional compensation, but only if certain minimum levels of profitability, loss ratio, growth and retention agreement, sometimes over several years, within an Insurer’s entire portfolio. Profit sharing is not guaranteed and is in no way a determining factor in the placement of an insurance policy. For more information on contingent profit agreements offered by Insurers, please refer to the websites of the specific insurance companies indicated. At present we have loans with Dominion of Canada, Economical Insurance, ING Insurance, Zurich Canada and Axa Insurance. Axa Insurance is a minority non-voting shareholder in our brokerage.